So, since planning and implementing our budget late last year, I’ve got to say that Todd and I have done a pretty dang good job of sticking within that budget. We stick to the budget that we have set for ourselves, and we even plan ahead for things coming up down the road (like birthdays, etc). So all in all, we’ve been feeling pretty good about things.
And with those good feelings, came a bit of complacency, methinks.
This past Saturday we did our usual grocery shopping. We split it up over several different locations, in order to ensure that we get the best deals going. We make stops at a local place called Gateway Meat Market (that always has at least one or two crazy insane cheap items — like this past week, broccoli for 17 cents per head!), sometimes Walmart, Costco, depending on what we need, with our last stop always being the actual grocery store itself.
This weekend we made stops at Gateway, Costco, and finally the grocery store. As we were at our last stop, pulling up to the cash register it hit me: we weren’t going to meet our budget this time.
And boy, was I ever right on that. In fact, not only did we end up being over, but we ended up being WAY over. So much over that we spent all of this week’s allotted grocery amount, and almost all of next week’s, too.
So how it in the blue hell did THAT happen?
Looking back there were lots of reasons for it. Many of these things could have been prevented, but again, my complacency led me down the wrong road.
1. This week is an irregular week.
Our youngest daughter turned 10 on Sunday and so this week we’re having a big birthday feast to celebrate. Our family tradition is that the birthday person gets to choose any meal they want. This year, Mo chose home made sushi. This is something we only usually make a couple of times year, just because it’s one of the more expensive meals when you consider all the extra things (like seafood) that need to be purchased. Still…it’s her once a year birthday request, so who am I to say she can’t have it?
2. I didn’t do a pre-shop inventory.
Usually, in order to stay on budget, I create a meal plan, which involves first taking stock of what we already have in the house. Last week was insanely busy at work, and I just didn’t have the time (or the energy) to go through my freezer and cupboards like I normally do. I went by memory, which means that — whoops! — I wasn’t sure what we did and didn’t have in the house already. This resulted in buying a lot of things we didn’t really need this week — rice vinegar, sushi rice, coffee cream…after I started putting things away at home, I realized that we’d bought a number of things that we didn’t really need to buy at all. Let’s just say we’ll be eating a whole lot of apples for the next little while. Sigh.
3. I strayed from my list.
One of the cardinal rules for staying on budget when grocery shopping is to make a list and stick to it. These past few months I’ve been pretty good with doing exactly that. But this week, I’ll admit, I fell into the trap of making a few extra purchases. “Oooooh! Look! Pork is on sale. I should pick up a couple of packages.” (Not on the list). “Wow! This giant package of Naan at Costco is a great deal!” (Also not on the list). “Let’s pick up some extra seafood for that chowder to make it extra delicious.” (Again, not an item that had been planned for). While unpacking all of our groceries I was able to see just how many extras we’d picked up. There were quite a few of them.
4. I shopped while I was hungry.
I know…I know. It’s one of those things that everyone knows, right? Never grocery shop when you’re hungry. Todd and I had been out running around all day, doing a ton of errands and other than some coffee and a gluten free muffin from the Farmer’s Market, I hadn’t eaten anything else all day. Big mistake. Shopping hungry likely had a lot to do with all those extras I slid into the cart (“Yum! Sweet potatoes!” “A little extra bacon won’t hurt…” “Gluten free cookies! Just what I need!”) So yeah. I can confirm that there’s a reason why “they” say don’t go shopping hungry.
So all of these factors worked together against me to result in a whopping grocery bill when all was said and done. Now, in the past, I would have simply shrugged, chalked it up to “life” and shopped again as usual the following week. Likely putting it on the credit card.
Well…not this time.
After a quick conversation, Todd and I decided how to handle this overage. Since we basically spent all of next week’s grocery money, the only thing we can do is not spend any more until next payday (March 13th). Of course, there’s still $13-ish left in our grocery budget (which is good, considering I forgot to pick up dish detergent — whoops!), which we are free to spend, but if there are any food purchases that are required over and above that amount, we are left with two choices:
1. Suck it up and make do; or
2. Find the money somewhere else (and by somewhere else, I mean not credit cards or our savings account).
So that’s the plan. The good news is that our house is basically crammed to almost overflowing with good food, so making it through the next couple of weeks theoretically shouldn’t be that challenging. Of course, I’m saying that two days after buying food.
I could be singing a whole other tune come March 11th or 12th.
Time will tell, I guess.
Until next time,