So…………the holidays are coming up. Quickly. A little too quickly if you ask me. This year we will be having all 4 of our kids together on Christmas morning, which only happens every other year. So it’s an important Christmas. It’s also a more expensive Christmas.
Fortunately I’ve been squirreling money away all year from my modest second job for just this purpose. The Christmas nest egg isn’t as big as I would ideally like it to be, but it is what it is, and we’ll do our best to make it stretch as far as possible.
Our Christmas plans and preparations are being made slightly more complex by the fact that both sets of grandparents (on Todd’s side and my side), elect to give us money instead of buying gifts for everyone themselves. While this makes life easier for them (“Sweet! All we have to do is write a cheque!”), it makes it more complicated for us (“Dang! Now we have to go out and do someone else’s Christmas shopping for them.”). But it DOES make things better for our kids (“How did Grampy Joe know EXACTLY which books I wanted?!”)
Honestly, I think it works out better for everyone this way, even if it does create a bit of extra work for Todd and I.
The last few years that our parents have done this for us, Todd and I have ended up spending the majority of the money on the kids, forgoing gifts for ourselves. To be perfectly honest, neither one of us have huge “wants” when it comes to the holidays, so it just made more sense to spend the dough on the kiddos. And as we all know, the holidays can be expensive.
This year, however, we made the decision to actually use a bit of the money sent to us by dear old mom for something for ourselves: A Costco Membership.
Now, we did have a membership previously that expired back in June of this year. Since then, we’ve been on the fence about whether or not to renew, simply because we don’t use it all that much. Those stories of, “I went into Costco for 3 things and came out $180 later” just never happened with us. Part of the reason is because I’m pretty price-savvy and I know that not everything sold there is actually a bargain. We have come across a few things, however, that we purchased there on a regular basis. But we were never 100% sure if ended up saving us money, once the cost of the yearly membership was factored in there.
This year that’s not going to be a concern, since the membership cost is being gifted to us. Now, anything we save at Costco is going to be true savings. Hey, it may not be an exciting Christmas gift, but it’s a practical one…and sometimes you’ve just gotta be practical. And really I don’t know about you, but saving money is actually kinda fun for me.
Until next time,